AI family plans: who sells one, and what each person gets
Most AI assistants are sold one person at a time. Here is which ones have a family plan today, who can join, what the household shares and what stays each person's own, all read from each company's own pages or its US App Store listing on 17 October 2026.
If you are the one who pays for the household's subscriptions, the question is simple: can the rest of the house use the assistant you already pay for, or does everyone need their own plan? The answer is different for every company, and most of them only say it in a footnote. This page is the overview; for the three assistants people ask about most, the full answer is in its own guide: our Gemini guide (what each Google One family member gets), our Claude guide (what a household can buy from Anthropic instead) and our ChatGPT guide (what a family pays OpenAI, route by route). Each fact below was read on 17 October 2026, at the company's own page or its US App Store listing. This guide is published by Equerry, whose personal assistant app has a household plan of its own; you'll find it in one section near the end.
Which AI assistants have a family plan?
- Gemini: yes. Google AI Plus, Pro and Ultra each list "Family sharing with up to five others," through Google One. Full detail: what each member of the group gets.
- Copilot: the plan, yes; the AI, no. Up to six people can share one Microsoft 365 Family subscription; only the person who owns it gets the AI features.
- ChatGPT: no. OpenAI says its Free, Go and Plus plans "are designed to be used by individuals." Full detail: the price per person, and why a shared login goes wrong.
- Claude: no. Anthropic's pricing page sells Free, Pro and Max to individuals and Team "For teams of 2 to 150." The word "family" is not on it. Full detail: what Anthropic sells a household instead.
- Grok and Perplexity: the pages we read do not describe a family plan.
Who can join, and the price as published
As of 17 October 2026, US prices, each from the company's own page or its US App Store listing.
| Assistant | Who can join | Price as published |
|---|---|---|
| Gemini (Google AI plans) | You and "up to 5 family members." The person who sets up the group must be 18 or older; everyone must "live in the same country"; no work or school accounts. | Google AI Pro (5 TB) $19.99 a month on Google One's plans page |
| Copilot (Microsoft 365 Family) | "One to six people." The AI features: the subscription owner only. | $129.99 a year or $12.99 a month |
| ChatGPT | One person per plan. Business "starting at 2 users," for businesses. | Go $8, Plus $20, Pro from $100 a month, each per person |
| Claude | One person per plan. Team for 2 to 150. | Pro $20 a month, or $17 a month billed yearly ($200 up front) |
| Grok | The pages we read do not describe a family plan. Teams "$30+/user/month." | Plus $8, Premium $30, Super $100, Ultra $200 a month |
| Perplexity | Pro and Max are in-app purchases on the US App Store; the pages we read do not describe a family plan. | Perplexity Pro $20.00 or $200.00; Perplexity Max $200.00 (App Store, periods not stated) |
| Equerry | The organizer and up to five family members, through Apple Family Sharing. Adults only (18 or older). | Pro $39.99 a month or $329 a year |
What the household shares, and what stays each person's own
A family plan is two promises: what the group shares, and what it doesn't. This is the part the companies say least about.
| Assistant | What is shared | What stays separate |
|---|---|---|
| Gemini | The bill and the plan's shared storage: members "share the family group's storage quota." For some products, Google names Flow and Antigravity, "usage limits are shared by the entire family group rather than each member having their own separate limit." Only the plan manager can "buy additional AI credits, upgrade, or downgrade memberships." | Each person signs in with their own Google Account. "Your files aren't shared with the rest of your family, and they can't access your files without your permission." The page doesn't mention Gemini chats by name. |
| Copilot (Microsoft 365 Family) | The apps and "2 TB of cloud storage." The page doesn't say how the storage splits. | The AI features, which stay with the owner. The page says nothing about privacy between members. |
| ChatGPT, Claude | Nothing: there is no family plan to share. | Everything. Each person pays for a plan and owns their own chats. |
| Grok, Perplexity | The pages we read do not describe a family plan. | Those pages don't say. Until they describe a family plan, budget for a subscription each. |
| Equerry | The subscription and one monthly usage limit for the whole group. | Each person's own Equerry: account, chats and a private archive no one else in the group can open, the organizer included. |
How to read a family plan before you pay for one
Four questions sort out most of the fine print.
- Does everyone get the assistant, or only the payer? Microsoft is the clearest example: the family plan covers six people, the AI covers one. Google's help center words it two ways. Its Google AI Pro benefits page says family members "can enjoy select AI benefits and features at no extra cost," and its family-sharing page counts "Access to AI benefits such as Gemini App, Google Antigravity, Gemini Notebook, and other AI features" among what everyone in the group can use.
- Are the limits shared or per person? A shared limit means one busy member uses up the month for everyone. Google says some limits are pooled (Flow, Antigravity) and some are not: in Google Photos, "each person gets their own full set of daily limits."
- Whose account holds the chats? On a real family plan, each person signs in as themselves. On a shared login, everyone reads everyone's history, including whatever your teenager asked at 2 a.m.
- What are the age rules? Google needs the group's manager to be 18 or older. Microsoft warns that "minimum age limits may apply to use of AI features." Equerry is for adults only.
And if there is no family plan, sharing a password is not the workaround it looks like. OpenAI's Terms of Use say "You may not share your account credentials or make your account available to anyone else." Check the terms of whatever you pay for.
The detail for each assistant
- Our ChatGPT guide: what a household pays route by route, and why one shared login goes wrong.
- Our Claude guide: pricing two or four adults, and the Team plan's sign-up rules.
- Our Gemini guide: what each Google One family member gets, and how to switch sharing on.
One plan for up to six of you, each with a private archive
For whoever pays the household's bills, the subscriptions are paperwork too: a renewal notice from the streaming service in one inbox, a price rise for the cloud storage in another, a free trial somebody started and forgot. Each notice turns up once, usually by email, and is buried by the time the charge reaches the card. Equerry is a personal assistant who helps you get things done. Keep using whichever chat assistant you like; Equerry works only from what you hand it, such as those renewal emails, a screenshot or a note, and answers your questions from that.
- Six people, one subscription. Equerry's App Store description: "Pro supports Family Sharing with up to 5 additional family members on one subscription." That is whoever organizes the Family Sharing group, plus five.
- Each person gets their own Equerry and a private archive. No one in the group sees anyone else's, the person who pays included.
- The group shares one monthly usage limit. One person's busy weeks come out of the same limit as everyone else's, until the next monthly refill.
- Price. On the US App Store, Apple charges $329 a year for Pro, or $39.99 a month. Divided among six people, $329 a year is about $4.57 a month per person.
For the person who pays for the household's subscriptions, here is what using it looks like:
| What you send | Forward the renewal emails as they arrive: the streaming service, the cloud storage, the assistant everyone uses. Or share a screenshot of your subscriptions screen from your iPhone, or type a note: "Cancel the music trial before the 30th." |
| What you ask | "Which of our subscriptions renew next month, and what does each cost?" |
| What you get back | The answer, drawn from what you sent. When it draws on a note you typed, it carries a source chip: tap it to see the passage Equerry used and open the original. For an email, what Equerry remembered from it is listed in Settings → Your memory, each line marked as from that email, and you can delete any line. If you want a nudge, set a Reminder for the date you choose. |
It never asks for your inbox: you forward or CC the threads you pick, and the originals stay in your own mailbox. A CC'd thread keeps bringing in later replies while people leave your Equerry address on it; a forward sends the thread as it stands. Each family member's forwards go to their own Equerry, not to a shared one. It doesn't cancel, buy or pay for anything on your behalf.
Where Apple keeps the Family Sharing switch
Apple runs Family Sharing, so the switch lives in your iPhone's Settings, not in Equerry. The steps below follow Apple's support page on adding a family member to shared subscriptions (published 14 September 2026, read 17 October 2026). If you haven't set up Family Sharing: on your iPhone or iPad, open the Settings app. Tap your name, tap Family, then tap Continue. Apple's onscreen instructions then walk you through setting up the Family Sharing group and inviting your family members. After that, in Apple's words, "Eligible subscriptions are automatically shared with your family members." If your family members can't access a subscription: open the Settings app, then tap your name. Tap Subscriptions. Scroll down and tap Manage Family Access. Turn on Share Eligible Subscriptions. Then each person installs Equerry on their own device and sets up an account of their own.
Sources, all read 17 October 2026. Google: Google One Help, Start or stop sharing with your family (up to 5 members; age, country and account rules; shared storage quota; the AI-benefits line; Flow and Antigravity limits; plan-manager rules) and Use Google AI Pro benefits ("select AI benefits and features"; Photos daily limits); Google AI plans ("Family sharing with up to five others" under Plus, Pro and Ultra) and Google One plans (Google AI Pro, monthly price). Microsoft: Microsoft 365 Family (one to six people, 2 TB, prices, footnote 2 on AI features, also on Microsoft 365 Premium). OpenAI: ChatGPT pricing (plans, prices, "designed to be used by individuals", Business from 2 users) and Terms of Use (effective 1 January 2026); TechCrunch, OpenAI bets on families as ChatGPT goes deeper into households (11 July 2026). Anthropic: Claude pricing. x.ai: Pricing. Perplexity: Perplexity on the US App Store (in-app purchases; no Family Sharing support shown) and Family Plan Subscription on its community forum. Apple: Add a family member to your shared subscriptions. Equerry: its US App Store description and Terms (18 or older). Plans and pages change; where a company's page now reads differently, go by the company.
Frequently asked questions
Which AI assistants have a family plan?
Google, of the six we checked on 17 October 2026, is the one that lets a household share its assistant: Google AI Plus, Pro and Ultra each list "Family sharing with up to five others." Microsoft puts one to six people on Microsoft 365 Family yet keeps the AI features for the person who owns the subscription ("only available to subscription owner and cannot be shared"). ChatGPT and Claude are sold person by person, with no family plan from OpenAI or Anthropic, and nothing we read from x.ai or Perplexity describes one. Equerry, which publishes this guide, puts up to six people on one Pro subscription through Apple Family Sharing, and each of them keeps a private archive.
Does Grok have a family plan?
The pages we read do not describe one. On 17 October 2026 x.ai's pricing page listed Free ($0), Plus ($8 a month), Premium ($30), Super ($100) and Ultra ($200) for individuals, and Teams at "$30+/user/month", which it recommends "for professionals collaborating with others." The word "family" did not appear on the page. If x.ai adds a family plan, its pricing page is the place it will show.
Does Perplexity have a family plan?
Not on any page we could read on 17 October 2026. In the Perplexity app's US App Store listing, Perplexity Pro and Perplexity Max appear as in-app purchases, and Family Sharing is not shown as supported. Customers want one: a feature request titled "Family Plan Subscription," posted to Perplexity's community forum on 4 February 2026, had drawn no answer from Perplexity on that thread by the day we looked. Perplexity's website blocked our automated reads that day, so look at its pricing page before you pay.
Does Microsoft 365 Family include Copilot for everyone?
No. In the US, Microsoft 365 Family costs $12.99 a month or $129.99 a year for "one to six people," and Microsoft lists "powerful productivity apps with Microsoft Copilot" among what it includes. Footnote 2 on Microsoft's page, read 17 October 2026, limits the AI part: "AI features only available to subscription owner and cannot be shared; usage limits apply." Microsoft 365 Premium, at $199.99 a year, carries the same footnote. Everyone else on the plan has the apps and the plan's shared storage; the AI features stay on the owner's account.
Is there a ChatGPT family plan coming?
OpenAI has not announced one. Its pricing page (17 October 2026) says "Go, Free, and Plus plans are designed to be used by individuals." TechCrunch reported on 11 July 2026 that OpenAI was hiring a product manager "to build experiences for families, caregivers, and older adults," which is a job ad, not a product; our ChatGPT family plan guide has the rest of the record. Until OpenAI's pricing page lists a family plan, each person needs a plan of their own.
Can a family share one AI subscription?
Only where the company sells it that way. Google's AI plans are shared through a Google One family group; Equerry's Pro plan through Apple Family Sharing. Passing one login around is a different thing: OpenAI's Terms of Use, for example, say "You may not share your account credentials or make your account available to anyone else." Read the terms of the one you pay for before handing a password across the kitchen table.
Last updated 2026-11-06.
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